Meet our advisers and team
Get to know the people behind Nexpad, from our experienced mortgage and protection advisers to the leadership and support teams helping clients across the UK.

Stuart Dare
CEO & Founder
Leicester
- Founder and CEO of Nexpad, leading the brokerage's national strategy and adviser network.
- 24+ years at Connells Group, including Managing Director, Mortgage Services, with senior regional leadership across 14 areas and 122 branches.
- Focused on building a modern, adviser-led brokerage that puts clients first.

Dan Belcher
Mortgage & Protection Adviser
Hertfordshire
- 20+ years in property and financial services, career built within one of the UK's largest estate agency groups.
- Former Mortgage Adviser and Area Manager – coached and managed mortgage advisers.
- Known for an approachable style, clear communication and dependable advice at every stage of buying.

David Guttridge
Mortgage & Protection Adviser
Yorkshire
- 15+ years in financial services, including 7 years specialising in mortgages.
- Strong track record of 5-star reviews; transparent, results-driven approach.
- Also advises on mortgage, family and business protection.
- Outside work: coaches grassroots football and enjoys the Peak District with his Spaniel.

Ella Bednarz
Mortgage & Protection Adviser
Mill Hill & Finchley, North West London
- 14+ years of specialist mortgage experience across estate agency mortgage services, one of the world's largest banks and a City brokerage with a wide lending panel.
- Known for turning complex scenarios into workable solutions – first-time buyers, remortgaging, complex incomes and 'unmortgageable' properties.

Jenny Turner
Mortgage & Protection Adviser
Wolverhampton
- 20+ years in the mortgage industry. Born and raised in Wolverhampton, where she lives with her husband Gary and two children.
- Recognised as top adviser in the country out of 500+ advisers at a major estate agency chain.
- Known for long-term client relationships – loyal customers follow her wherever she goes.

Neil Lewis
Mortgage & Protection Adviser
Llanelli & Swansea
- 11+ years' experience in residential, Buy to Let and later life lending.
- Helps clients from straightforward credit profiles through to complicated adverse credit.

Parminder Kalaar
Mortgage & Protection Adviser
West Midlands
- 5+ years as a mortgage and protection adviser; wide panel lending expertise plus an estate agency branch operations background.
- Speaks Punjabi and understands Hindi and Urdu.
- Supports both customers and agents across his region.
Ready to talk to a Nexpad adviser?
Get tailored mortgage and protection advice from a qualified adviser. The initial conversation is free and without obligation.
Our standard arrangement fee is £599. For more complex cases, fees may be up to £999. All fees are confirmed in writing before any chargeable work begins.
Your home may be repossessed if you do not keep up repayments on your mortgage.